Funded and Recorded

The house was supposed to close forever ago and today it FINALLY did. The mystery HOA docs were located and sent and everything else was resigned with a more current date and we are DONE! The house is OURS!!!

I got the phone call last night from our lender and today from our broker (he called thinking he was telling me something I didn't already know) and I ran outside and kicked the for sell sign. Mature I know, but I was like take that foreclosure from hell! I know that sounds crazy but in my mind it made sense : )

Now we have tons of painting to do and thanks to my mom for the fridge and Brandon's dad for the washer and dryer, we'll only have to figure out how to come up with a lump sum for the blinds. Every room has huge windows and the great people that lived here before us took the blinds with them so all our neighbors can at anytime see where and what we are doing in the house. We cant even use our shower unless we want to put on a show.

Brandon asked me last night if now I could please stop stressing...I told him I wished but now I have Vegas to deal with, so maybe after that : )

Attention to details

I have been so caught up in packing and signing TONS of paper work and making sure that they get back to our loan officer on time that I didn't really read over my syllabus in detail and come to find out I have a midterm in Political Science this week! So on top of moving and have escrow delays I now have to find time to study for my test.

Anyone want to switch lives for a week?

WE DID IT!!!

Buying a home is STRESSFUL to say the least and buying a bank owned just added to it. After 2 1/2 months we signed our loan docs today! I really thought a few times that it wasn't going to happen and that we would have to start the process over and there were even a few times when I hoped that would happen, BUT it all worked out and we are HOMEOWNERS!!!

The appraisal added an extra surprise of an HOA and that has caused some drama and it has delayed the escrow part of signing (but that should be taken care of over the weekend) We have been packing for awhile now here (or I should say I have) and Tuesday is move day. I was in tears yesterday due to all the drama and now I'm am a bit giddy.

9 years and 3 kids Brandon and I are finally grown ups

no bueno

We just relized that we close September 21 which is a Monday and our move out date is September 25 that Friday, that leaves ZERO weekend days for Brandon to help with the move! He requested the 27th and since it is a weekend they moved it to that Friday, GREAT! Not only are we moving an hour away but I'll be doing most of it myself!

Life

Things around here are busy, busy, busy! I had made a master plan to clean the house, pack and stay on top of my school work and Brandon had to throw a curve ball at me. Housing wanted to do a pre-inspection which gave me 4 days instead of 4 weeks!

The more I started going through stuff the bigger the mess became. I had a keep, give away/sell, and trash pile in each and every room! Last night I came to the conclusion that the house wasn't going to be in move out condition for the pre-inspection and made peace with it. The manager came by today and walked through the downstairs, looked in the garage and said he was done and that the house was fine.

Over stressing again about small things, story of my life! At Least now I have a huge jump start into getting rid of everything I don't want to take with me to the house.

As far as closing goes, we were sent another set of documents that we have to sign and our lender called today and feels that should be everything so that we can have the 21st as our closing date. That is 3 weeks away! I can't even try to imagine I'll be a home owner in 3 weeks!

As of school, it's school. Homework sucks, math is hard and I read a great book for Political Science, They Poured Fire on Us From the Sky. We don't have to write a report on it till midterms, but the last book I was assigned to read was so difficult to get through that I thought I would start now and I ended up not being able to put it down. Guess I should start that paper now since we will be in Vegas when it is due.

Speaking of Vegas, I am getting more and more RSVP's (is that spelled right or even a word?) and I can't wait to see everyone! I counted 12 states that I sent invites to, Navy life brings friends from all over.

Money...ugh!!!

Textbooks are ridiculous these days and since we are in the middle of escrow I can't use a student loan this semester and I really thought I was going to have to miss this semester. Brandon kept telling me that maybe it was for the best since we will be moving in the middle of the term and that way I'm not trying to study for midterms and unpack. After tons of pros and cons lists and prayer I decided to make it work and my lovely hero of a mother saved the day and is fronting me the money till next month after closing! So boo to textbooks and yeah to mom's who understand the value of education!

turning the corner

We are six weeks out now from our offer being accepted and I FINALLY feel like the ball is rolling. There has been a few snags and a couple weeks of limbo, but the paperwork is with underwriter and we are 4 weeks out from closing!

It just sucks knowing we could have already been done if there wasn't drama, but that's life and everything else went so quickly something had to explode.

All in all we can see the finish line, we are 3/4th around the track and the last 100 meters should be a straight dash to the end.